Counseling Credit Management Services

Michael McAuliffe, MS

President

As President of Family Credit Management since 1996, Michael is responsible for all aspects of company operations. Michael has successfully managed the company by making existing clients his primary focus and responsibility. Michael not only works closely with the company’s managers and supervisors but personally reviews client cases to ensure that decisions are always being made with our client’s best interest at heart. He is also responsible for supervision of our Counseling, Auditing, Legal Compliance, Development, Facility Management, and much more.

Curt Galloway

Vice President

Curt Galloway co-founded Family Credit Management along with Michael McAuliffe nearly 20 years ago. From 1996 to 2010, Curt served as the organization’s Treasurer. Curt was responsible for the management of the accounting department, including supervision of all client trust fund accounts. In addition, he managed all company accounts, taxes, and certain state and federal regulatory requirements that included the use of outside auditors to certify all accounting practices are compliant with generally accepted accounting practices.

Elizabeth Schomburg, MS

Chief Financial Officer

Elizabeth has been with Family Credit Management for over a decade and has served as a Credit Counselor, Operations Manager, Director of Corporate Development, and her current position as Chief Financial Officer. Elizabeth was instrumental in overseeing Family Credit's acquisition and renovation of our company owned Corporate Offices in downtown Chicago as well as our company owned Operations Center in Rockford, Illinois.

Sarabeth O'Neil

Director of Corporate Development

Sarabeth joined Family Credit Management in 2004. In her current role as Director of Corporate Development, Sarabeth works to expand the reach of the organization and increase the number of consumers we are able to serve. She is responsible for setting and achieving strategic goals, development and maintenance of the organization’s websites and social media accounts as well as increasing FCM’s brand awareness.

Kim Connaughton

Director of Operations

As Director of Operations, Kim works closely with Family Credit Management’s Counseling and Client Services department managers to improve the financial lives of our clients. Her tireless compassion encourages her to take the time to fully understand the situations our clients are struggling with. Kim's mission is to ensure a successful completion of the debt management program for all of our clients and to help the consumers we serve build the skills to have a healthful financial future long after their debt is paid off.

Heidi Berardi

Director of Education and Community Outreach

As Director of Education and Community Outreach of FCM, Heidi's priority is to provide vital financial literacy education to our counselors, clients and the community-at-large. Heidi oversees the daily activity of the Education Department. She works closely with branch operations, the Client Services Department and the Client Advocate to ensure superior service is delivered to those we serve through our Debt Management Program.